Hi Tammy, we are really struggling on the age pension. We have a small cash reserve and our family home. How do we survive? Thanks, Tim & Shell. Warriewood. Hi Tim and Shell, It is almost impossible to make ends meet...

Hi Tammy, With the recent interest rate rises and inflation, my adult children are struggling to pay their mortgage. I want to help them out financially, but I’m close to retirement and not sure if it is a good idea. What...

During 2022, the Reserve Bank of Australia increased the cash rate eight times, and in turn interest rates increased by 300 basis points to December. Naturally, times of increasing interest rates can result in temporary periods of poor cashflow for...

Hi Tammy, I am retired and about to turn 60. I’m thinking of starting a pension from my superannuation, but I worry that this could negatively impact my husband’s part age pension. He doesn’t receive a huge amount, but we...

Is it better to pay off your home first before investing in property? Most people’s gut reaction is that paying off their mortgage should be the priority. While this sentiment is understandable, it may actually be preventing people from getting...

Thinking about becoming a property investor but not sure how to go about it? The good news is that you can get started with just 20 per cent equity in an existing property and some robust education and advice. Many of...

Hi Janne, I am thinking of seeing a financial planner but am wary of the cost. Please let me know the advantages for someone with a fairly simple financial situation. I am retired and have most of my wealth in...

Using your savings to invest in property during your 20s and 30s is a largely accepted and common place wealth strategy, but is it ever too late to start investing in property? If you are in your 40s or 50s with...