InSynergy looks at understanding Australian property market dynamics and why some property markets boom, while others decline. A commonly used headline in the media is ‘House prices decline, leading to a downturn in the housing market.’ It’s truly astonishing that in...

Hi Tammy, I am barely making my mortgage repayments and I am worried I am going to lose my home. I have all this money in Super, but I can’t pay the bills. What can I do? Thanks, Sam, Beacon Hill. Hi...

InSynergy looks at what leading economists say and why now is the ideal time to invest. Since the Reserve Bank of Australia (RBA) began its tightening cycle in May 2022, the cash rate has risen by 4 per cent (up from...

Hi Michael, we are investigating the option of downsizing from our family home. What should we be considering? Sarah, Newport. Thank you for your question, Sarah. You’re not alone in facing this significant life decision. Many clients have worked hard to...

With a severe shortage of property listings over winter and buyers ready to pounce, Property Buyer expects an increase in transactions over Spring. The next three months will offer some of the best buying opportunities since the COVID-19 pandemic. With interest...

Hi Tammy, my kids are in their early 20’s, finishing up their education and now moving into full-time work. What tips do you have for someone just getting started? John, Manly Hi John, Great question! When I look back and reflect, there...

Many homeowners don’t realise they can simultaneously invest in another property and significantly improve their cash flow, using equity in their house or apartment, writes Richard Sheppard. It’s an all-too-familiar scenario. A couple with several children temporarily struggling with cash flow –...

Hi Tammy, is there any benefit to me seeing a financial adviser? My situation is pretty basic. All my Super is in one fund, which has been doing pretty well. I’m still 10+ years off retirement. I just can’t see...

Hi Tammy, should I focus on repaying my mortgage rather than continuing with additional contributions to Super? Andrew, Balgowlah Hi Andrew, with recent rate rises, and ongoing concerns about inflation, it’s crucial to reassess your financial strategy. When it comes to deciding...

It may be possible to pay off your home in seven to 10 years, without extra repayments. Many homeowners resign themselves to carrying the burden of a 30-year home loan. However, there is an alternative approach that can help you pay...